CERTIFICATE OF DEPOSIT (CD) RATES                                                      Member FDIC

Annual Percentage Yield as of January 12, 2022

Certificate of Deposit

 Interest
Rate		 Annual Percentage
Yield		 Minimum Opening
Deposit 		Minimum Balance
to Earn APY*
TIME DEPOSIT CDS
3 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
6 Month Time Deposit & IRA 0.10% 0.10% $500.00 $500.00
9 Month Time Deposit & IRA 0.15% 0.15% $500.00 $500.00
1 Year Time Deposit & IRA 0.20% 0.20% $500.00 $500.00
2 Year Time Deposit & IRA 0.25% 0.25% $500.00 $500.00
3 Year Time Deposit & IRA 0.30% 0.30% $500.00 $500.00
4 Year Time Deposit & IRA 0.45% 0.45% $500.00 $500.00
5 Year Time Deposit & IRA 0.50% 0.50% $500.00 $500.00

 

*APY=Annual Percentage Yield. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. Rates are subject to change without notice.