Motor Vehicle Loans should have no greater than NADA loan value on used cars adjusted for mileage – dealer invoice figures acceptable on new cars – loan to value based on cash price.
Consumer Loan Rates
Member FDIC
Annual Percentage Yield as of
| New Auto Loans | Interest Rate | Annual Percentage Rate | Payment Per $1,000 |
|---|---|---|---|
| New Auto - 36 Months - 10% Down | 8.500% | 8.500% | $31.57 |
| New Auto - 48 Months - 10% Down | 9.000% | 9.000% | $24.89 |
| New Auto - 60 Months - 20% Down | 9.500% | 9.500% | $21.00 |
| Used Auto Loans | Interest Rate | Annual Percentage Rate | Payment Per $1,000 |
|---|---|---|---|
| Used Auto - 1-3 years old, 48 Months - 20% Down | 11.000% | 11.000% | $25.85 |
| Used Auto - 4-7 years old, 36 Months - 20% Down | 10.500% | 10.500% | $32.50 |
| Personal Loans | Interest Rate | Annual Percentage Rate | Payment Per $1,000 |
|---|---|---|---|
| Personal Loans - 24 Months - $2,000 minimum | 18.000% | 18.000% | $49.93 |
| Personal Loans - 36 Months - $3,000 minimum | 18.000% | 18.000% | $36.16 |
| Personal Loans - 48 Months - $5,000 minimum | 18.000% | 18.000% | $29.38 |
All loans subject to credit approval. Other Terms and Conditions May Apply.
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE